Post Office 399 Insurance Scheme for people

Post office 399 insurance scheme: In this post office insurance, you will get Rs.10 lakh insurance for a premium of Rs.399 only.
Post Office 399 Insurance Scheme: With this post office insurance you will get Rs.10 lakh insurance at a premium of just Rs.399: India Post is not only providing postal services but when it comes to banking services, especially in rural areas, it is very popular with many people. There is a medium for Today India Post has a vast network across the country. Now, in order to protect its customers from accidental death or disability, India Post Payments Bank offers only Rs. 399 and Rs. 299 has issued a contingency insurance policy. While the premium plan for IPPB customers is Rs. 399, the basic plan is priced at Rs. 299 is.

Life is full of uncertainties and accidents can happen anytime. While accidents are not planned for, one can certainly plan for contingency expenses. Now, IPPB’s Group Personal Accident Insurance provides accident coverage to all its customers. Buying contingency insurance can be the best option to keep unexpected expenses under control.

IPPB customers aged 18-65 years can avail these two policies for one year by paying the required premium.

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Post Office 399 Insurance Scheme

India Post Rs. 399 premium insurance plan

The Rs 399 premium plan offers you cover for one year. It promises you Rs 10 lakh in case of accidental death or permanent total disability, permanent partial disability and accidental dismemberment and paralysis. Accidental medical expenses can also be claimed in IPD up to Rs 60,000 in case of accidental medical expenses in OPD and Rs 30,000 in IPD.

If you are hospitalized, you will get Rs 1000 per day for ten days.

India Post Rs. 299 Basic Insurance Scheme

Its Rs. 299 of the basic insurance plan

Post Office Rs. Key Benefits of 399 Insurance Scheme
Accidental Death: It covers death due to accident within 365 days of the date of accident. The coverage limit is 100% of the sum assured.
Accidental Amputation and Paralysis: It covers amputation which is permanent in nature and occurs within 365 days from the date of accident. Paralysis is the loss of the ability to move (and sometimes feel anything) in part or most of the body as a result of an injury.

Education Benefit: Full sum assured is payable in case of accidental death / permanent total disability. Benefit payable to an eligible child who is a full-time student in any institution.
Permanent Total Disability: It covers total disability which is permanent in nature and occurs within 365 days from the date of accident. The coverage limit is 100% of the sum assured.
Permanent Partial Disability: It covers partial disability which is permanent in nature and occurs within 365 days from the date of accident. The coverage limit is as per the % specified in the policy document.

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