Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana may be a government-backed accident insurance scheme in India. it had been originally mentioned within the 2015 Budget speech by minister of finance Late Arun Jaitley in February 2015. it had been formally launched by Prime Minister Narendra Modi on 8 May in Kolkata.
1. PRADHAN MANTRI JIVAN BIMA YOJNA.
Are higher premiums holding you back from getting your life insurance?
Protect your family’s future through SBI Life – Pradhan Mantri Jeevan Jyoti Bima Yojana. Get a life cover of Rs 5 lakh at normal price
This plan offers –
Safety – to cover in an accident
Ease – Easy registration and fast processing without any medical tests
Strength – by a nominal premium for all ages
Schedule your family’s future today.
2. PRADHAN MANTRI SURKSHA BIMA YOJANA.
Maturity / Implicit Benefit:
There is no maturity or surrender benefit under this plan.
The commencement date of insurance cover is the date on which the premium is debited from the insured’s account to join the scheme and the insurance cover will be till May 31 of the following year. Thereafter, the insurance cover can be renewed on June 1 of each year by borrowing the premium in your Savings Bank account. These premiums are subject to change as specified from time to time by the Government of India.
If the member wishes to join the scheme after June 1, he / she can join by paying pro-rate premium on the basis of the month in which he / she is involved for the whole year and submitting the required documents / declarations, if any, as specified in the rules of the scheme. . The rules for admission shall be as prescribed by the Government of India from time to time. The whole year’s premium i.e. Rs.50 / – will be payable at the time of renewal under the scheme and pro-rate payment cannot be made.
3. ATAL PANSION YOJANA.
- Income security during old age.
- The purpose of this scheme is to invest in voluntary retirement.
- Will be focused on workers in the unorganized sector.
- Implementation will take place from 01-09-2018.
- Eligibility: Minimum age will be 18 years and maximum age limit will be 60 years.
- The administration will be done by the Pension Fund Regulatory and Development Authority (PFRDA).
The Atal Pension Scheme is like a safety net for aging Indians. At the same time the scheme promotes a culture of saving among the lower and lower middle class people of the society. The biggest feature of this scheme is that it benefits the poor citizens of the country. In this too, the Government of India is giving the facility to those who are involved in this scheme till 31st December 2018 to pay 50 per cent of the amount to be paid for 3 years or Rs. 1000 whichever is less.
Eligibility of the beneficiary of Atal Pension Scheme
The Atal Pension Scheme (APY) is for all Indian citizens between the ages of 18 and 40. To avail the benefits of this scheme, everyone has to pay the amount fixed by the government for at least 30 years. Any bank account holder who is not a member of any such social security scheme can avail this scheme.
Pradhan Mantri Suraksha Bima Yojana is out there to people (Indian Resident or NRI) between 18 and 70 years aged with bank accounts. it’s an annual premium of RS. 12 exclusive of taxes. GST is exempted on Pradhan Mantri Suraksha Bima SCHEME . the quantity is automatically debited from the account. This insurance scheme can have one year cover from 1 June to 31 May and would be offered through banks and administered through public sector general insurance companies.
OFFICIAL SITE DETAIL INFO:: FROM HERE
ALLPICATION FORM :: FROM HERE
This scheme are going to be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. Most of those account had zero balance initially. the govt aims to scale back the amount of such zero balance accounts by using this and related schemes. Now all checking account holders can avail this facility through their net-banking service facility at any time of the year.